How to Switch Banks - We Never Surrender!

Find credit unions in your county that do not impose forced arbitration

Credit unions in each California county offer a more consumer-friendly option, without forcing you to surrender your Constitutional rights. Based on research by the CARS Foundation into all 131 state-chartered credit unions in California, here's a list of credit unions that indicated that they do not have forced arbitration / ripoff clauses in their consumer contracts. Counties are listed in alphabetical order.

California-Chartered Credit Unions that don't take away your rights,
and are free from forced arbitration rip-off clauses

(based on research conducted by the CARS Foundation, Sept. - Nov. 2017)
Note: Policies may change, so be sure to read contracts carefully before you sign,
and be on the lookout for terms like "arbitration" or "alternative dispute mechanism."

To quickly find your county, click on it in the handy chart below. When you get to your county, click on a credit union's name for more info. In addition to some general information about the credit union, each info box has a link to the credit union's website.

Alameda	Kings	Placer	Sierra
Alpine	Lake	Plumas	Siskiyou
Amador	Lassen	Riverside	Solano
Butte	Los Angeles	Sacramento	Sonoma
Calaveras	Madera	San Benito	Stanislaus
Colusa	Marin	San Bernardino	Sutter
Contra Costa	Mariposa	San Diego	Tehama
Del Norte	Mendocino	San Francisco	Trinity
El Dorado	Merced	San Joaquin	Tulare
Fresno	Modoc	San Luis Obispo	Tuolumne
Glenn	Mono	San Mateo	Ventura
Humboldt	Monterey	Santa Barbara	Yolo
Imperial	Napa	Santa Clara	Yuba
Inyo	Nevada	Santa Cruz
Kern	Orange	Shasta

Alameda

1st Northern California Credit Union

1st United Services Credit Union

Alliance Credit Union

Financial Benefits Credit Union

KeyPoint Credit Union

Organized Labor Credit Union

Provident Credit Union

SafeAmerica Credit Union

Travis Credit Union

University & State Employees Credit Union

Alpine

Central State Credit Union

Sierra Central Credit Union

Amador

Central State Credit Union

First U.S. Community Credit Union

SAFE Credit Union

Butte

Members 1st Credit Union

SAFE Credit Union

Sierra Central Credit Union

Calaveras

Central State Credit Union

Valley First Credit Union

Colusa

Travis Credit Union

Contra Costa

1st United Services Credit Union

Dow Great Western Credit Union*

First U.S. Community Credit Union

KeyPoint Credit Union

Provident Credit Union

SAFE Credit Union

SafeAmerica Credit Union

Travis Credit Union

Del Norte

California State & Fed Emp #20 Credit Union

El Dorado

First U.S. Community Credit Union

KeyPoint Credit Union

Provident Credit Union

Sacramento Credit Union

SAFE Credit Union

Sierra Central Credit Union

Fresno

Greater Valley Credit Union

Safe 1 Credit Union

United Local Credit Union

Glenn

Community Credit Union of Southern Humboldt

Members 1st Credit Union

Sierra Central Credit Union

Humboldt

California State & Fed Emp #20 Credit Union

Provident Credit Union

Imperial

First Imperial Credit Union

Inyo

Educational Employees Credit Union

Kern

Safe 1 Credit Union

Kings

1st United Services Credit Union

Safe 1 Credit Union

United Local Credit Union

Valley First Credit Union

Lake

n/a

Lassen

Members 1st Credit Union

Sierra Central Credit Union

Los Angeles

California Bear Credit Union*

El Monte Credit Union*

Jacom Credit Union

L. A. Electrical Workers Credit Union

Matadors*

Media City Community Credit Union*

Mid-Cities Credit Union*

Nikkei Credit Union

Provident Credit Union

South Bay Credit Union*

Universal City Studios Credit Union*

USC Credit Union

Water and Power Community Credit Union

Madera

Merco Credit Union

United Local Credit Union

Valley First Credit Union

Valley Oak Credit Union

Marin

San Francisco Firemen Credit Union dba San Francisco Fire CU

Mariposa

Central State Credit Union

Merco Credit Union

United Local Credit Union

Valley First Credit Union

Mendocino

n/a

Merced

Central State Credit Union

Merco Credit Union

Travis Credit Union

United Local Credit Union

Valley First Credit Union

Modoc

Members 1st Credit Union

Sierra Central Credit Union

Mono

n/a

Monterey

allU.S. Credit Union

CoastHills Credit Union

Provident Credit Union

Santa Cruz Community Credit Union

SLO Credit Union

Napa

Silverado Credit Union

Travis Credit Union

Nevada

First U.S. Community Credit Union

SAFE Credit Union

Sierra Central Credit Union

Orange

Altura Credit Union

Jacom Credit Union

Nikkei Credit Union

USC Credit Union

Placer

California Community Credit Union

First U.S. Community Credit Union

Heritage Community Credit Union

KeyPoint Credit Union

Provident Credit Union

Sacramento Credit Union

SAFE Credit Union

Sierra Central Credit Union

Travis Credit Union

Plumas

Members 1st Credit Union

Riverside

Altura Credit Union

California Credit Union

Jacom Credit Union

Pacific Marine Credit Union

Point Loma Credit Union

Sacramento

California Community Credit Union

First U.S. Community Credit Union

Heritage Community Credit Union

KeyPoint Credit Union

Provident Credit Union

Sacramento Credit Union

SAFE Credit Union

Travis Credit Union

University & State Employees Credit Union

San Benito

SLO Credit Union

San Bernardino

1st Valley*

Barstow Community Credit Union*

Jacom Credit Union

San Diego

Altura Credit Union

North County Credit Union

Pacific Marine Credit Union

Point Loma Credit Union

San Diego Metropolitan Credit Union

University & State Employees Credit Union

San Francisco

Pacific Postal Credit Union

Provident Credit Union

S.F. Bay Area Educators Credit Union

San Francisco Firemen Credit Union dba San Francisco Fire CU

San Mateo Credit Union

San Joaquin

1st United Services Credit Union

Central State Credit Union

Financial Center Credit Union

First U.S. Community Credit Union

Premier Community Credit Union

SAFE Credit Union

Travis Credit Union

San Luis Obispo

CoastHills Credit Union

SLO Credit Union

San Mateo

Alliance Credit Union

KeyPoint Credit Union

My Credit Union

Provident Credit Union

SafeAmerica Credit Union

S.F. Bay Area Educators Credit Union

San Francisco Firemen Credit Union dba San Francisco Fire CU

San Mateo Credit Union

Upward Credit Union

Santa Barbara

Altura Credit Union

CoastHills Credit Union

KeyPoint Credit Union

SLO Credit Union

Ventura County Credit Union

Santa Clara

Alliance Credit Union

Commonwealth Central Credit Union

KeyPoint Credit Union

PremierOne Credit Union

Provident Credit Union

SafeAmerica Credit Union

San Francisco Firemen Credit Union dba San Francisco Fire CU

Star One Credit Union

University & State Employees Credit Union

Santa Cruz

CoastHills Credit Union

Santa Cruz Community Credit Union

Shasta

Members 1st Credit Union

Sierra Central Credit Union

Sierra

First U.S. Community Credit Union

Members 1st Credit Union

Siskiyou

Members 1st Credit Union

Siskiyou Central Credit Union

Solano

1st Northern California Credit Union

1st United Services Credit Union

Central State Credit Union

First U.S. Community Credit Union

Sacramento Credit Union

SAFE Credit Union

Travis Credit Union

Sonoma

North Bay Credit Union

Travis Credit Union

Stanislaus

Merco Credit Union

Travis Credit Union

Valley First Credit Union

Sutter

First U.S. Community Credit Union

Sacramento Credit Union

SAFE Credit Union

Sierra Central Credit Union

Tehama

Community Credit Union of Southern Humboldt*

Members 1st Credit Union

Sierra Central Credit Union

Trinity

California State & Fed Emp #20 Credit Union

Community Credit Union of Southern Humboldt*

Members 1st Credit Union

Tulare

Safe 1 Credit Union

United Local Credit Union

Valley First Credit Union

Valley Oak Credit Union

Tuolumne

Central State Credit Union

Sierra Central Credit Union

Valley First Credit Union

Ventura

CoastHills Credit Union

KeyPoint Credit Union

Ventura County Credit Union

Yolo

First U.S. Community Credit Union

Sacramento Credit Union

SAFE Credit Union

Travis Credit Union

University & State Employees Credit Union

Yuba

First U.S. Community Credit Union

Sacramento Credit Union

SAFE Credit Union

Sierra Central Credit Union

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